diff --git a/frontend/src/views/user/Cart.vue b/frontend/src/views/user/Cart.vue
index 7bf9194..f8478da 100644
--- a/frontend/src/views/user/Cart.vue
+++ b/frontend/src/views/user/Cart.vue
@@ -26,10 +26,19 @@
               v-for="item in items"
               :key="item.id"
               class="cart-item"
-              :class="{ 'item-disabled': !item.product?.is_active }"
+              :class="{
+                'item-disabled': !item.product?.is_active,
+                'item-out-of-stock': isOutOfStock(item.product),
+                'item-no-credit': !hasEnoughCredit(item.product)
+              }"
             >
               <!-- 复选框 -->
-              <el-checkbox v-model="selectedIds" :value="item.id" class="item-check" />
+              <el-checkbox
+                v-model="selectedIds"
+                :value="item.id"
+                class="item-check"
+                :disabled="!canSelectItem(item)"
+              />
 
               <!-- 商品图片 -->
               <div class="item-image-wrap" @click="$router.push(`/products/${item.product?.id}`)">
@@ -64,7 +73,10 @@
                     +{{ item.product?.credit_reward }}
                   </el-tag>
                 </div>
+                <!-- 状态提示 -->
                 <p v-if="!item.product?.is_active" class="item-off">已下架</p>
+                <p v-else-if="isOutOfStock(item.product)" class="item-off">缺货</p>
+                <p v-else-if="!hasEnoughCredit(item.product)" class="item-off">资格不足</p>
                 <!-- 底部：价格 + 数量 -->
                 <div class="item-bottom-row">
                   <span class="item-price-val">¥{{ item.product?.price }}</span>
@@ -74,6 +86,7 @@
                       :min="1"
                       :max="getMaxQuantity(item.product)"
                       size="small"
+                      :disabled="isOutOfStock(item.product)"
                       @change="(val: number) => updateQuantity(item, val)"
                     />
                   </div>
@@ -92,9 +105,10 @@
                   :min="1"
                   :max="getMaxQuantity(item.product)"
                   size="small"
+                  :disabled="isOutOfStock(item.product)"
                   @change="(val: number) => updateQuantity(item, val)"
                 />
-                <span v-if="item.product?.stock !== undefined && item.product?.stock <= 10" class="stock-tip">
+                <span v-if="item.product?.stock !== undefined && item.product?.stock <= 10 && item.product?.stock > 0" class="stock-tip">
                   仅剩 {{ item.product?.stock }} 件
                 </span>
               </div>
@@ -254,7 +268,7 @@ import {
   Wallet, Coin, ChatDotRound, Delete
 } from '@element-plus/icons-vue'
 import { useCartStore } from '../../store/cart'
-import { systemApi, addressApi, orderApi, paymentChannelApi } from '../../api'
+import { systemApi, addressApi, orderApi, paymentChannelApi, userApi } from '../../api'
 import { getFirstImage } from '../../utils/image'
 import BackNav from '../../components/BackNav.vue'
 
@@ -269,6 +283,7 @@ const selectedAddressId = ref<number>()
 const selectedPayment = ref('')
 const showAddAddress = ref(false)
 const submitting = ref(false)
+const userCredits = ref(0)
 
 const addressForm = reactive({
   name: '',
@@ -354,6 +369,13 @@ async function fetchSettings() {
   } catch {}
 }
 
+async function fetchUserProfile() {
+  try {
+    const res: any = await userApi.getProfile()
+    userCredits.value = res.data?.purchase_credits || 0
+  } catch {}
+}
+
 async function fetchPaymentChannels() {
   try {
     const res: any = await paymentChannelApi.list()
@@ -393,14 +415,35 @@ async function addAddress() {
 
 function handleSelectAll(val: boolean) {
   if (val) {
-    selectedIds.value = items.value.filter(i => i.product?.is_active).map(i => i.id)
+    selectedIds.value = items.value.filter(i => canSelectItem(i)).map(i => i.id)
   } else {
     selectedIds.value = []
   }
 }
 
+// 检查商品是否缺货
+function isOutOfStock(product: any): boolean {
+  if (!product) return false
+  return product.stock !== undefined && product.stock !== null && product.stock <= 0
+}
+
+// 检查用户是否有足够资格购买
+function hasEnoughCredit(product: any): boolean {
+  if (!product || !product.require_credit) return true
+  return userCredits.value >= (product.credit_cost || 0)
+}
+
+// 检查商品是否可以选择
+function canSelectItem(item: any): boolean {
+  if (!item.product?.is_active) return false
+  if (isOutOfStock(item.product)) return false
+  if (!hasEnoughCredit(item.product)) return false
+  return true
+}
+
 function getMaxQuantity(product: any) {
   if (!product) return 99
+  if (isOutOfStock(product)) return 0
   let max = 999
   if (product.stock !== undefined && product.stock !== null) {
     max = product.stock
@@ -442,18 +485,20 @@ async function handleCheckout() {
     }
     return
   }
-  
-  const unavailableItems = items.value
-    .filter(item => selectedIds.value.includes(item.id) && !item.product?.is_active)
-  
+
+  // 检查选中商品是否有不可购买的
+  const selectedItems = items.value.filter(item => selectedIds.value.includes(item.id))
+  const unavailableItems = selectedItems.filter(item => !canSelectItem(item))
+
   if (unavailableItems.length > 0) {
-    ElMessage.warning('请移除已下架的商品')
+    const names = unavailableItems.map(item => item.product?.name).join('、')
+    ElMessage.warning(`以下商品不可购买：${names}`)
     return
   }
-  
+
   submitting.value = true
   try {
-    const res: any = await orderApi.create({ 
+    const res: any = await orderApi.create({
       shipping_address_id: selectedAddressId.value,
       payment_method: selectedPayment.value,
       cart_item_ids: selectedIds.value
@@ -483,6 +528,7 @@ watch(items, () => {
 onMounted(() => {
   cartStore.fetchCart()
   fetchSettings()
+  fetchUserProfile()
   fetchAddresses()
   fetchPaymentChannels()
 })
@@ -565,6 +611,16 @@ onMounted(() => {
     opacity: 0.5;
   }
 
+  &.item-out-of-stock {
+    opacity: 0.6;
+    background: rgba(245, 108, 108, 0.1) !important;
+  }
+
+  &.item-no-credit {
+    opacity: 0.6;
+    background: rgba(245, 158, 11, 0.1) !important;
+  }
+
   /* 桌面端布局 */
   > .item-check { width: 60px; flex-shrink: 0; }
   > .item-image-wrap { width: 70px; flex-shrink: 0; }